The Property
Portfolio Builder

An Innovative Finance Solution For The Property Professional.

The Property Portfolio Builder

The Property Portfolio Builder is an innovative flexible finance solution designed to save time and money for the property professional.

The renewable 12-month line of credit provides instant access to funds for a new property purchase or working capital for the refurbishment of an existing portfolio. 

You will have access to a pre-approved amount, from £50k to £1m, providing easy multiple drawdowns throughout the term,  with no further arrangement, valuation or legal fees required for traditional finance.

The facility is Interest Only and calculated daily, so you only pay for the funds you use for the time used, with no monthly management, early repayment fees or cancellation notice. Capital repayments are at your discretion throughout the term of the facility.

Up to 80% LTV (1st & 2nd charge) based upon the current value of your existing portfolio. A convenient way to unlock difficult to access equity in your property portfolio.

The Portfolio Builder is a commercial loan available to UK Limited Companies. This allows loan decisions to be based on the strength of your business and provide access to loans at significantly higher LTV’s.

What types of businesses are accepted?

Limited Companies, LLPs or PLCs

Amount of funding available:

From £50k to £1 million



Up to 80% Loan to Value-based upon the current value of your existing portfolio.



1st / 2nd Charge(s) • Director PGs • Cross Corporate Guarantees may be possible


May not always be required, subject to providing local comparables or recent estate agents appraisals

Information Required:

  • Last filed accounts (if applicable)
  • Up to date management accounts (if available)
  • Last 6 months bank statements 
  • Directors address details (minimum 3 years) and date of birth
  • Property portfolio list, including estimated values, outstanding mortgages, monthly rental income and mortgage payments.

Why Choose The Property Portfolio Builder?


Pre-approved loan amount, funds are ready when you are, don’t miss out on time-sensitive opportunities that come your way.


One time set-up, no ongoing deal by deal valuations or legal fees required for traditional finance


Interest-only, make capital repayments when convenient for your business


Up to 80% LTV, 1st & 2nd charge


Unlock difficult to access equity in your portfolio for further growth


Provides general Cash Flow for your expanding property business.


No early repayment notice or penalties.


Only pay interest on the funds used for the time used, no cost in between projects when the funds are paid back


No monthly management fee


Bid with confidence at auction. Take the risk out of being approved for finance and completing your purchase on time